You may not be a smoker, and you may keep your drinking to a minimum, but that doesn’t quite mean you don’t have any unsavory habits that can negatively affect your health. The truth is, you could be making tons of mistakes that are aging you significantly. Before you reach for the anti-wrinkle cream and skin-firming solutions, you should take a look at the way you’re living today, and how your current actions could be making you look a lot older than you really are. Check to see if you partake in any of these five habits, for you could be aging yourself a lot faster than you think.
You’ve heard it a thousand times before — not getting enough sleep is the worst thing in the world for your health, and it can even contribute to diseases later on. You may think you’re fine on the five hours of sleep you got last night, but sleeping too little can do serious damage to your skin, which can make you look way older than you are. According to skin care specialist Annmarie Gianni’s blog, studies have shown those who don’t get quality sleep each night had increased signs of skin aging, including fine lines, uneven pigmentation, and reduced elasticity. For those with acne, getting enough rest is particularly important to preserve a youthful look, as the skin heals when you’re asleep. Start getting at least seven to eight hours per night to ensure youthful skin.
There are plenty of things that pregnant women admit that they do not know about pregnancy. They might not be sure when they will feel their baby move, when prenatal care moves to every week or even when their belly will show, but there is one thing that almost every pregnant woman believes that she knows for sure: Childbirth is the worst pain you could ever feel.
You don’t have to look too far to find some reasons why this is believed. Every reality television show about labor and birth is quick to highlight the images of women, typically writhing in pain, during labor. Certainly this makes for great TV, so why wouldn’t they show it.
Now before you think I’m completely out of touch, I think there is pain in childbirth. Having had eight children, I’ve certainly been around the block myself once or twice. I’ve had short labors, long (45+ hours) labors. I’ve had an epidural and I’ve had a natural birth. I’ve had forceps. One of my births was twins, weighing in at a combo of almost 16 pounds. My biggest baby was 10 pounds, 2 ounces. This doesn’t include all of the various labors I’ve attended as a doula.
My point here is that there are things that do hurt more than having a baby. When I asked some women recently what they thought hurt worse than giving birth, here is what they came up with:
- Broken Bones
More than one person when asked about what hurts more than labor mentioned this as more painful. One person mentioned a broken ankle specifically. The only bone I’ve really ever broken was my clavicle and it certainly hurt a lot. It effected my ability to move my arm, my shoulder, and even turn my head. It lasted a lot longer than even my longest labor. I would think that something like a broken ankle would be even worse, given the wear and tear of having to use crutches.
- Migraine Headache
Migraines also topped the list of a couple of respondents. Having a migraine can last for days. Many sufferers report that the pain is unrelenting. There are also symptoms that come with a migraine like nausea, vomiting, light sensitivity, etc. This can make your normal activities nearly impossible to complete.
- Kidney Stones
These were mentioned as well. Kidney stones have to be passed. I did have a friend who had experienced both childbirth and kidney stones. She swore up and down that childbirth was easier than the kidney stones. Though I’ve also heard others say it’s about equal, stating that, “Kidney stones are as close as a man can come to giving birth.”
Gallstones can also cause quite a bit of pain. While there are pain medications and nutritional avoidance of offending foods, this can plague you for a long time or come in waves of attacks. The moms who listed this said they’d be doubled over and nothing would really touch the pain.
- Bladder Infections
Bladder infections and urinary tract infections also made the list. This searing pain was described as 10 times worse than having a baby. The commenter mentioned the ring of fire that last for days. That hurts just to think about…
- Root Canal
I know it’s common to mention dental work and the pain of childbirth, but it did come up. To those who like to say that you wouldn’t have a root canal without pain relief, why would you have a baby that way? I’d like to point out that our bodies weren’t meant to have root canals, but that they were designed to give birth. That said, as in birth, sometimes the pain relief doesn’t work and you can feel the root canal. There is also the aftermath of the root canal to deal with, which can affect your daily activities for a couple of days.
Having any type of surgery can be more painful than giving birth vaginally. Cesarean surgery was specifically mentioned as was surgery in general. Obviously some surgeries are bigger than others, just as some labors are more painful than others, but the simple fact of cutting into the body can be very painful to recover from, even if you don’t fell the pain at the time of the incision.
You know the feeling: You fall asleep feeling fine — feeling good, even — and wake up with the sense that it’ll take a crane to get you out of bed. Everything hurts in the morning, and it’s not just because you slept in a wonky position or on a lousy pillow.
Turns out our bodies seem to suppress inflammation when we sleep, leading to worse pain when we wake up and the inflammation is, so to speak, turned back “on,” according to a new University of Manchester study published in the journal of the Federation of American Societies for Experimental Biology.
MORE: 7 reasons you’re tired all the time
The researchers examined human and mice cells with the inflammatory disease rheumatoid arthritis. Patients with RA have long known that their symptoms can vary throughout the day, with many afflicted with greater joint stiffness upon waking. But little is known about how our circadian rhythms — our inner clocks that tell us when to go to bed and when to get up — control this swinging pendulum of pain. The UK researchers wanted to figure that out. (Heal your whole body with Rodale’s 12-day liver detox for total body health.)
What they found was that when mice were exposed to constant light, their paws were more swollen and there were higher levels of some markers of inflammation in their blood. In darkness, those inflammatory markers decreased. “At nighttime, those inflammatory markers go down but gradually rise up again in the morning,” says University of Manchester researcher and study author Julie Gibbs, PhD. She cautions that this particular study didn’t examine pain, but if you were to assume that with greater inflammation comes more pain, “you would expect more inflammation in the joints and increased pain levels in the morning,” she says.
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Very specific proteins in our cells govern the ticking of our circadian clocks, Gibbs explains, and it seems that one of the proteins involved in our inner clockwork, called cryptochrome, also influences inflammation. With more research, she believes experts might be able to predict at what time of day anti-inflammatory meds might be most helpful or even develop treatments that could target this protein to reduce inflammation, although that’s still a long way off, she says.
Interesting Facts Regarding Flood Insurance That You Need To Know About Speaking of flood insurance, if to be defined, is a kind of insurance coverage wherein the possessions that you are and your house as well is given protection from loss which might be caused by the rising water from the outside. Of course, you already know how scary and frightening it can be having the water from an overflowing river or creek to flood into your home. This certain king of peril is specifically excluded by both the property insurance providers and homeowners. The most common thing that is bound to happen to those who live in a house that is situated in a flood risk area or in a locality that is known for being flood prone and has a bank loan, is the fact that your mortgage bank will ask you to have your own flood insurance. These days, lots of homeowners out there are focusing more on the handling of the mortgage bank flood insurance requirement that they need to accomplish and will end up ignoring what is more important which is the true flood hazard that they have. And because they have ignored the true flood hazard that are present, when a big storm comes, what will happen is that they will only have an inadequate flood insurance coverage that will often only have too little coverage (most of the time only the home loan balance) and no contents protection at all. Aside from that, every single year, properties that are situated outside the known flood risk areas or what we call as the one hundred year floodplain, over twenty five percent of flood damages is bound to happen. Flood tend to happen when there is a heavy and intense rain going on or when the water coming from rain were not able to flow freely and remains stagnant in one area, something that happen recently in the many countries across the globe wherein a very sudden extreme rainfall causes an intense flooding that is beyond the known flood risk areas. If you are scared that your house and your possessions alike will suffer too much from the effects of intense flooding, you need not have to be concerned about it any longer since there is now a preferred risk flood insurance policy for those who are living beyond the one hundred year floodplain, such as you, which will protect your home and your possessions as well at a very reasonable price.
If You Think You Understand Policies, Then This Might Change Your Mind
That is why, together with the many experts out there and professionals, we are encouraging you to get your own flood insurance now since when there will be an out of the blue, so sudden heavy rain that causes flooding in your area, it will come in handy and convenience to you. Bear in mind how convenient it is for you to have flood insurance, most especially if you are living in flood risk areas as something will greatly help you with everything the flooding has done to your home.Lessons Learned from Years with Businesses
Some Benefits in Getting Lawsuit Loans Lawsuit loans are said to be having five advantages. Note that although the term loan is used, but it is actually not a loan but an advance on the possible settlement that one can obtained in a lawsuit. First there is a review of the merits by litigation funding providers about the underlying case, then they make a determination if according to their evaluation the case deserves the funding asked. Therefore, let us discuss briefly some of the benefits that you can get. One is that neither settlement or lawsuit loans need a background check about your credit or criminal history. In actuality, a pre-settlement loan is just a procedure wherein an underwriter will review the merits of your case, submits the findings to a funding entity that may have interest in advancing the requested amount in the underlying lawsuit. If approved, the funding entity will advance around 10% of the estimated value of the underlying claim. To reiterate, it is not your credit history, but the merits of the underlying case, which the funding entity will make a basis if they will approve the advanced funding or not. In case you do not prevail in the underlying case, another benefit is you do not have to pay your pre-settlement loan that was advanced. Yes, you read it right, this is one of the most beneficial aspect if you get a litigation funding. It is actually when you prevail in your lawsuit that you are required to pay the funds advanced based on the agreement.
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In several instances, the third advantage in obtaining a lawsuit loan is that you are not obligated to settle the underlying lawsuit advanced if you cannot continue your claim versus the person who harmed you. In several instances, individuals who had injuries cannot continue working plus there are factors involved in litigation that are time consuming. The funding that you get will help you in the payment of medical expenses, in making auto payments, in paying your mortgage and other payables that will avoid affecting your personal credit.
Finding Ways To Keep Up With Lenders
The next benefit is that although you can get the 10% of the estimated value of the underlying claim, it is not necessary for you to get that whole amount through forms of lawsuit loans or settlement loans. The next benefit is that settlement loans and lawsuit loans do not adversely affect in any form or fashion your underlying lawsuit. Some may suspect that by obtaining a litigation funding it will affect their lawsuit, but this is not the case. On the contrary, with such funding the plaintiff is likely to have more confidence as to the estimated value of the underlying claim. Whatever is the strategy, it should be discussed well with the plaintiff’s lawyer.
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It is quite common for pay day loans to become frowned upon. Nevertheless, online payday loans aren’t all bad. You don’t need to get 1, but at the very least, consider getting one. Do you wish to find out relating to this issue? Keep reading to learn more about payday loans.
There are numerous firms that can offer you a cash advance. Very carefully investigation a loan company business before you take out that loan. Make sure that preceding consumers are pleased. This will give you an improved idea of the organization you are working with.
Before you take the jump and picking out a pay day loan, consider other options. The rates for payday loans are substantial and when you have far better alternatives, try them initial. Find out if your loved ones will bank loan you the money, or consider using a conventional loan provider. Payday loans should certainly become a last option.
When considering taking out a cash advance, make sure you understand the repayment approach. At times you might have to give the lending company a publish dated examine that they will cash on the expected time. In other cases, you can expect to just have to give them your banking account information and facts, and they will quickly subtract your repayment from the accounts.
Prior to taking out a payday advance, you should be cynical of each loan company you operate over. A lot of these firms can correctly be named predatory. These organizations know that a large percentage of their potential customers already are having difficulties, and might struggle to meet all of the payment terms. The vast majority of time you will recognize that you can find secret charges.
If you discover your self stuck with a pay day loan that you simply are unable to pay off, contact the money firm, and lodge a complaint. Most people genuine problems, regarding the great costs incurred to improve pay day loans for the next pay time. Most creditors will give you a reduction on your personal loan service fees or fascination, however, you don’t get should you don’t check with — so be sure you ask!
Just before finalizing your payday loan, study all the small print inside the deal. Payday cash loans will have a great deal of legal language secret with them, and often that lawful language is utilized to face mask invisible costs, higher-listed late charges as well as other things which can kill your budget. Before you sign, be wise and know specifically what you will be signing.
When you have a cash advance taken off, locate one thing inside the experience to complain about and after that call in and commence a rant. Customer service operators will always be enabled an automatic discount, payment waiver or perk handy out, for instance a totally free or cheaper extension. Get it done once to obtain a better deal, but don’t do it twice if not chance burning up bridges.
Should you be using a hard time determining if you should work with a cash advance, call a buyer credit consultant. These specialists generally help no-earnings organizations offering cost-free credit rating and financial help to buyers. These folks may help you choose the right pay day loan company, or possibly even help you rework your finances so that you will do not require the borrowed funds.
Make sure you choose your cash advance meticulously. You should consider how much time you are offered to repay the borrowed funds and precisely what the rates of interest are exactly like before choosing your pay day loan. See what your very best choices are and then make your assortment to save funds.
Verify your credit score prior to deciding to choose a pay day loan. Buyers by using a wholesome credit ranking can get more favorable interest levels and regards to payment. If your credit track record is in bad design, you can expect to pay out interest rates that are higher, and you could not be eligible for a lengthier financial loan expression.
When you have decided to get a payday advance, ensure that all stipulations are put in creating. You will find cons that happen to be set up to provide a registration that you just may or may not want, and take the money proper from the banking account without you knowing.
After looking at these tips, you should know far more about online payday loans, and just how they job. You must also know about the common traps, and problems that men and women can encounter, when they sign up for a pay day loan without having done their investigation first. With all the guidance you may have go through on this page, you will be able to get the money you want without getting into a lot more trouble.
Reasons Why Car Insurance is Important for You
There are few considerations to know about car insurance.
First to know regarding car insurance is about is its claim settlement policy which is considered as a true test of an insurance company. You can check this by looking at the company’s history record about claim resolution. To test this, you can check your insurance if it is possible to transfer to another insurance company without losing the benefits that you have paid for.
Another aspect to consider is if the coverage is the right one for you. Based on the Motor Vehicle Act, it is required to have an option for third party liability insurance coverage while having a choice of own damage. Getting both is a standard procedure for the reason that they cover any damage that happened because of a third party misfortune.
Next feature to watch out for is the kind of customer service they give, like policies that can be issued immediately. Aside from immediate release of policies, changes in policy or cancellations should be done quickly. When there are claims, see to it if the insurance has a cashless settlement so that the post-repair delivery will be done in a speedy manner.Because of this, the network of the insurance is imperative. This means then that the bigger the network is, the better are your options.
Another matter to watch out for your communication access to the insurance company’s information. Meaning, that if the insured person has some concerns, he or she would know who to talk to and what procedure to follow.
Another criteria, which is not the least, is the price or premium of the car insurance. When computing for the insurance premium, be aware of the following basis, such as the IDV or insured declared value, with the rate multiplier depending on the car model, car’s age, daily mileage and the location’s terrain. Remember therefore to declare the right IDV and choose a policy that offers the maximum IDV, and realize that this is important.
Another important aspect of the insurance that you should make sure of is if the policy is genuine. This means that you should buy a car insurance directly from an insurance company or through its authorized representative.
Next thing that you should watch out is that you are given a receipt after paying your premium. Upon receipt of your policy document, do some checking of it and make sure that other details are what you opted for. When you see some inconsistencies or discrepancies, it is better to tell them immediately and make corrections soonest.
Rule of thumb in any documentation is to make sure you have read and understood before signing it. Opting for an annual payment is cheaper than monthly payments.
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The PJF Tax staff is fully trained to prepare taxes, and clients can rest assured that every return is reviewed for accuracy before filing. At clients will be able to take advantage of the company’s online scheduler, which allows them to choose a convenient day and time to meet with the company’s owners to discuss the details of their tax situation. Those who need an estimate before scheduling a meeting can provide their staff with the appropriate details via phone or email.
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Mobile Order Processing System: The Modern Way of Purchasing Transactions
Buy and sell process has evolved greatly over the past decades. In the past, products and commodities are transacted through shopping malls and stalls while handing over the cash on hand to the cashier in exchange to pieces bought. After several years, there is the thing called Point of Sale (POS) system wherein here, products sold in big shops are encoded in the database. It actually becomes easier because the shop will only use the bar codes, scan it, and the price of products will be displayed and calculated. Well, it is actually one part of the POS system and still you may have to get to the shop for the actual business transaction. Nevertheless, this new generation offers a far more developed purchasing system in technology called mobile order processing. This is made possible after the advent of the online system and is being applied by so many companies and buyers around the globe today.
For clients, the main advantage of mobile order processing is on convenience and safety. Unlike the traditional ordering or buying methods where you have to personally go to shops just to buy products, online processing for product orders can be done anytime or anywhere you are. You can purchase items from your home, office, or even while on the road or taking air flights. You can do away with the hassles of traffic and stress on the long queue to pay the items. In addition to that, some shops do not have price tags or the bar code scanners are not readily available so you may need to ask from the sales personnel for it consuming your time and energy. Furthermore, you may have to exert too much effort to lift heavy items in a cart which will not be the thing on mobile order processing since will only have a virtual cart for your orders. In terms of safety, the client may not need to bring large amount money which is very risky for robbery and other forms of crime. Some great mobile credit card processing system may also send a security number via the mobile phone to check that it is really the card holder who is making the transaction. Generally, everything that is required is an internet network, smartphone or tablet, bank account or credit card information, and the marketing platform or the shop’s site.
For company owners, the mobile credit card processing and other sorts of mobile ordering processes may mostly acquire advantages on its expenditures and the greater chance of elevated earnings.
Because of this system, the shop may not have so many personnel to provide client ordering demands, hence lower down the expenses. With regards to earning more income, this can be owed to this really interesting modern type of purchasing and the hassle-free feature on ordering technique.
The Benefits of Mobile Order Processing for Small Businesses
The productive management of all the sales and purchase orders is vital for the success of a small business. Thus, no matter if you are a retailer, restaurateur, or wholesaler you should manage all your inbound and outbound orders accordingly so as to make sure that the flow of products in and out of the inventory is smooth. This is the reason that both small and large businesses are using order management systems today to aid them with the system of creation, processing, and closing of sales & purchase orders.
In addition to this, with the expanding need for mobility, and accelerating popularity of smartphones and tablets, the necessity of robust order processing apps for Android and iOS devices has also expanded. Here are some of the top reasons for small businesses to invest in mobile order processing.
Mobile-card readers give merchants with the capacity to make customer service and checkout speeds better. Long lines can repel many shoppers and may even lead to customers leaving without their merchandise. To prevent this, merchants can give staff mobile credit card processing tools to eliminate long lines. Instead of having only one checkout station, staff can work all over the store so customers can buy items as soon as they’re all set to pay.
Additionally, this produces a one-to-one transaction that offers a better opportunity for customer engagement and even up-sells. When your employees are provided with tablets, they can also pull up information for customers and let them look at more products that they might be interested in.
Monitor Customer Trends and Inventory
A typical problem for small businesses is monitoring inventory and customer preferences. Nonetheless, using mobile payment services, you can automate these processes to provide better service to your customers. Small businesses using mobile payments can now monitor the product and services they are selling to better comprehend customer behavior. This implies that they do not just capture payment information, but they can learn more about their customers and make use of that information to provide better service.
Better Return Processing
A lot of suppliers have return policies and, when the product happens to be damaged, they need to accept a return. Mobile order processing technology manages these returns and documents the reasons. It produces forms for the customer notifying them how to return the material and how to document the reasons for the return. Internally, it monitors corresponding credits and costs, and delivers the results to the accounting department.
In a lot of cases, the company can return the product to its suppliers or it can probe into the reasons for the return and take corresponding measures. The staff members can input these actions into the order processing program, and they can access the data if the customer has further issues.
Important Factors to Consider Before You Buy a Credit Card Processing Machine
Credit card processing machines are very important for those business establishments that want to cater to payments made through such a method. As of this time, finding a supplier for these machines won’t be that difficult, but that doesn’t mean that you can simply choose any of the products in the market today and assume it will be great. If you are thinking that you’ll have a hard time with your search for such a machine, then here are a few things that you should take into consideration.
The first thing that you should always take into consideration when choosing a machine to buy for your business establishment, is the overall quality that comes with it. This is very important for those that want to spend their money on a machine that can stand the test of time and basically, get their money’s worth. Try to keep in mind that the performance of the machine throughout the course of time, will definitely be affected by the quality that it is made of.
The next factor that you should take into consideration, is the reliability of the machine that you are currently checking out or interested in buying. If you get an unreliable machine, then there is a huge chance that it will only hinder your business’s operations because it will often break down on you. Also, you want to make sure that you find a reliable repair services for the machine that you want to buy, and that’s so you can have no problems having it repaired if it does break down.
Last but not the least, you should also take into consideration the overall affordability of the machines that you are interested in. With business after all and such investments, it is always important to make sure that you have a budget and stick to it as much as you can. The best way to handle this is to survey the market for these products and make sure that you compare their prices and the quality that comes with them.
With all these things said, if you just take your time with your search for a credit card processing machine, then you won’t have that much problems. It will indeed take a bit of time and effort on your end, but since it will help your business a lot with its day to day operations, then it will be a huge benefit for you in the long run as an investment. Most important of all though, if you spend enough time with your search and avoid rushing things, you will be able to avoid making fatal mistakes like missing out on important details that can lead to choosing a product that is mediocre or not really up to par with what you want to get.
Things to Know About Mobile Order Processing
A mobile device is currently the most amazingly fundamental and staple product that almost every single person who live in this world currently use for their everyday life. And the main reason as to why a mobile device is one of the most fundamental product is that it has a lot of functions and it can most definitely do almost everything in this day and age, such as communication, gaming, photography, videography, business, and many more. There is definitely no other product that can match the capabilities of a mobile device, since it is not only highly capable of doing everything essential but it is also portable. Another amazing feature of a mobile device is that you are now able to buy stuff along with selling stuff yourself to the online community. It is not only simple and relatively easy to buy or sell stuff online via using your mobile device in this day and age, but it is also easy to find buyers and sellers as well. And it is basically thanks to the mobile order processing application, that is why, we are mainly going to talk about that on this article itself.
A mobile order processing is by the way the operation and process that is involved in the picking, ordering, buying or selling of a kind of product, as well as the secure payment agreement on the online store with the use of a mobile device. If you finally find the item that you are trying to buy, the mobile order processing will then put you in their order queue and seek out inside their information database whether there is available items regarding the item you are trying to buy within their storage that is ready to be shipped or not. The next operation that the mobile order processing will then do is that they will try to find out whether the individual who is trying to buy an item have the required payment methods and if ever they are certified for sale so that it can complete the transaction of their orders. And finally, if the mobile order processing saw some errors or discrepancy regarding the order procedure, it will not only kick out the person with the errors or discrepancy out of the queue but they will then move on to the next person in queue.
It is probably safe to say that almost every online stores that you can find in the internet in this day and age is currently making use of the mobile order processing functions to not only make their sales operation easy for themselves and their customers but safe for both parties as well. We can ideally use any type of payment methods such as online banking or local to international banking to be able to send or receive sales or purchases. And it is because the mobile order processing has the function to be able to encrypt and process credit card information with the use of a credit card reader. Which basically means that you can ideally take payments or conduct a sale almost anywhere in the planet, as long as you have a valid and certified credit card.
Processing Orders With Mobile Credit Cards
You would not be able to use your credit card or debit card on a mobile phone before when purchasing items. Businesses would usually have to rely on stand alone terminals that would need landline so that your bank cards can be processed. It was very inconvenient for people in certain types of industries. Businesses that accept payments remotely are mostly those who can get affected by this.
Usually, a business would get the customer’s credit card number and key it in the credit card machine or they can also call it in so that the card can be processed. This would be the usual system. Internal credit card fraud could be possible because of this risky method. Charge backs are also increased in this system since the transaction won’t be final unless the credit card receipt would be signed at time of transaction. You would be able to pay a higher fee for transactions that are keyed in when the card is not present.
You can still find companies nowadays that still continue to do these transactions through the traditional methods. When accepting credit card or debit card payments, businesses now have various options available to them.
Your smartphone or tablet can be used as a device that can accept these credit card or debit card payments and this is due to the wireless device industry. You wouldn’t need a lot of investment to do this. Mobile credit card processing is becoming popular due to this kind of innovation. This has also changed how remote card transactions are being processed. You can lessen the risk of credit card fraud, charge backs, and additional keyed transaction costs through these kind of innovations.
A credit card processing mobile app is what is needed for you to do this. Once you fill up the merchant application form, you can then download the app and have secure log in credentials that is also allocated to the business bank account. When swiping your customer’s card, you can use a card reader that will be plugged into your mobile device. Once the mobile app would get the information from the card holder, the sale would be completed.
The installation of the card reader and mobile reader processing app will allow the transactions to be completed. By swiping the credit card or debit card, you can now use it on your mobile. After the customer would sign on the touch screen, you can then have their receipt copy emailed.
There are many advantages you can get out of mobile credit card processing. This allows you to boost up revenues due to this new, easy, and convenient process.